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The other thing that DIDCOMM and decentralized SSI/Data allows is the ability of service organizations to provide hosting services for individuals to leverage all this - a simple exchange of $$$ for expertise and distributed/replicated/archive storage and SSI/Data services.

That would be my first choice for my personal SSI/Data and family services vs. putting it all on my phone and having to manage personally.

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Yes, and that's why the focus on "decentralization" is misguided. The issue isn't that you're using a service to aid your on online existence. The issue is that that service is not an *intervening* authority. They don't sit between you and others and if they kick you off, for whatever reason, you just go get another.

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